FEMA flood-zone designation kills most Colorado land sales. Lenders won't finance flood-zone parcels without mandatory flood insurance, buyers get spooked, and even realtors often don't know how to position the listing. We buy Colorado flood-zone land as-is, for cash. South Platte, Big Thompson, Arkansas, Cache la Poudre, Poudre — whatever river system your parcel sits on, we can make you an offer. Call 970-478-1022.
Here's the problem. Once a parcel is mapped into FEMA Zone A or AE (the 100-year floodplain), any lender-financed buyer is required to carry flood insurance. Colorado flood insurance premiums for vacant-land future-construction scenarios can run $1,500-$4,000/year. Most buyers won't even make an offer once they see the FEMA map.
Colorado has been hit hard by flooding. The 2013 Front Range floods damaged or destroyed thousands of properties along the Big Thompson, St. Vrain, and South Platte. The Arkansas River and the Colorado River have both had major events. FEMA updated a lot of Colorado flood maps after 2013, and many parcels that had been Zone X (low risk) got reclassified to Zone A or AE overnight.
Zone A, AE, AO, AH, X500, regulatory floodway — we've bought in all of them. We look at the actual site, elevation data, and history, not just the FEMA classification.
We don't need a lender, so we don't need flood insurance commitments. We don't require you to get an Elevation Certificate before closing. We'll close based on what's recorded.
Our team has bought parcels in Larimer, Boulder, Weld, Jefferson, Pueblo, and Fremont counties after flood events. We understand how the Colorado Water Conservation Board Map Modernization Program changed things. We know which river corridors got remapped and why.
If your land was directly affected by the 2013 Front Range flood and has been sitting in limbo ever since, call us. We've bought post-flood parcels that owners had been trying to offload for years.
Our simple 3-step process makes selling your land fast and easy
Fill out our simple form or give us a call. Tell us about your property and what you're looking for.
We'll evaluate your property and present you with a fair, no-obligation cash offer within 24 hours.
Choose your closing date. We handle all the paperwork and cover closing costs. Get paid in as little as 7 days.
Case 1: Larimer County, 2.5 acres Big Thompson corridor. Remapped into Zone AE after 2013 flood. Owner had been listing it for 4 years with no bites. We closed in 19 days for cash.
Case 2: Weld County, 15 acres South Platte floodplain. Ag parcel with floodway on half the property. Farm value reflected the restriction. Closed in 23 days.
Case 3: Boulder County, 1 acre lot in Zone A. Vacant residential lot, lender-financed buyers had fallen out 3 times. We closed cash in 14 days, no inspections required.
If your Colorado land sits in a floodplain — or got remapped into one after the 2013 or 2023 flood events — we can give you a straight answer on what it's worth today. We buy in every Colorado county. Related pages: raw land, ag land, commercial land, Fort Collins area, Longmont area.
Serving all 64 counties across the state
Get answers to common questions about selling your land
Yes, we buy in every flood zone — A, AE, AO, AH, and floodway. We don't need the parcel to be insurable for a traditional buyer. We close with cash and factor the flood designation into the price honestly. No surprises at closing.
We still buy floodway parcels. Building is heavily restricted in the floodway, which drops value significantly, but the land still has worth — agricultural, grazing, conservation, or simple land-banking. We price it fairly against the restrictions.
No. Because we're a cash buyer, there's no lender requiring insurance and no elevation certificate required. We close based on what's recorded — FEMA panel, plat, and title. You don't need to pay for an engineer or surveyor beforehand.
Absolutely. We've bought dozens of post-2013 parcels along the Big Thompson, St. Vrain, and South Platte. Some were partially destroyed. Some were fine but got re-mapped. All of them had owners who were stuck until we came along. Call us.
Depends on the zone. Zone X500 (shaded) typically trades at 5-15% below equivalent non-flood. Zone AE trades 20-40% below. Floodway parcels trade much lower — sometimes 50-70% below — because of building restrictions. We quote your exact parcel honestly.
Yes — see our commercial land page. We buy flood-zone commercial lots in Weld, Boulder, and Jefferson counties regularly. Many industrial corridors in Colorado follow the South Platte, which means floodway exposure. We're used to it and price accordingly.
A Letter of Map Amendment or Letter of Map Revision can remove a property from the mapped flood zone. We buy pending-LOMA parcels and factor both possibilities into the price. If the LOMA goes through after closing, we take the upside. You still get a fair offer now.
Yes. Ruined structures, eroded banks, silted-in ditches, debris fields from past floods — we've bought all of it. We don't require remediation before closing. We take it as-is and handle cleanup ourselves after the deal closes.
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