Land in a FEMA-designated flood zone is genuinely difficult to sell through traditional channels. Lenders require expensive flood insurance before financing, many conventional buyers walk away when they see the designation, and the uncertainty of future flood events keeps offers low or absent. If you own land in a flood plain or Special Flood Hazard Area in Colorado, we can make you a fair cash offer without any of those complications. We buy flood zone land as-is, without requiring flood insurance or FEMA elevation certificates from you.
FEMA's National Flood Insurance Program maps divide the country into flood risk categories. Zones A and AE — the most common Special Flood Hazard Areas — require mandatory flood insurance for any federally-backed mortgage. That requirement alone eliminates most conventional buyers, since lenders charge significantly for flood insurance on top of standard homeowner's coverage.
Colorado's river corridors, creek bottoms, and canyon lands frequently include flood zone designations. The South Platte, Arkansas, Rio Grande, Animas, Colorado, and Cache la Poudre rivers all have significant flood plain acreage. Some of this land is genuinely valuable agricultural or recreational land that simply carries a flood zone label — which doesn't diminish its intrinsic value, but does limit traditional buyer access.
Because we pay cash, there is no lender requiring flood insurance. There's no underwriter reviewing the FEMA flood map. We make our offer knowing the flood designation exists, account for it in our valuation, and proceed without the delays that financing contingencies create.
FEMA elevation certificates — required by insurers to assess flood risk accurately — can cost $500–$1,500 to obtain and require a licensed surveyor. We do not require you to obtain one before we make our offer or close on the property.
Colorado's 2013 flood devastated the Front Range river corridors — Boulder Creek, the Big Thompson, the St. Vrain. Thousands of riparian parcels were forever changed. We understand Colorado's flood history and the unique challenges of river-adjacent land in this state.
If your land has been flooded and debris was deposited, structures damaged, or erosion has changed the terrain, we buy it as-is. You don't need to remediate anything before we close.
Our simple 3-step process makes selling your land fast and easy
Fill out our simple form or give us a call. Tell us about your property and what you're looking for.
We'll evaluate your property and present you with a fair, no-obligation cash offer within 24 hours.
Choose your closing date. We handle all the paperwork and cover closing costs. Get paid in as little as 7 days.
Colorado's major river systems create significant acreages of designated flood plain. The Arkansas River valley from Pueblo westward has extensive Special Flood Hazard Areas. The South Platte and its tributaries — including Cherry Creek, Clear Creek, and Bear Creek — run through populated Front Range communities and have complex floodplain maps. Western Colorado's Colorado River, Uncompahgre, Gunnison, and Dolores rivers all have flood-mapped riparian corridors.
These areas often contain some of Colorado's most agriculturally productive land — rich alluvial soils, senior water rights, and established irrigation infrastructure. Farmers and ranchers who own river-bottom ground may find that the flood designation creates challenges when trying to sell, even though the land itself is extremely productive. We account for agricultural productivity separately from the flood risk factor in our offers.
Post-flood land in Greeley (Weld County), Longmont, Boulder County, and Larimer County has a complicated sales history following the 2013 floods. If your land was affected and you've been holding it unsold since then, we can help you close that chapter.
Serving all 64 counties across the state
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